Raise Commercial Property Cash Flows Now, or Later

mid-adult couple meeting with financial planner

THE AUSTRALIAN Taxation Office (ATO) allows you, as a Commercial property owner, to choose between two methods of claiming depreciation on the fixtures and fittings within your investment properties.

These are the Diminishing Value and the Prime Cost methods of depreciation. [Read more…]

Commercial Property Loans For Pro Investors: Part 2

Commercial-Property-2

LAST WEEK, I covered the reasons why it can be very difficult for asset-rich investors (who are no longer working or have scaled down their working) to get a loan.

Thankfully to date, the NCCP regulations do not apply to loans acquired for a commercial and business use.

Therefore, you have more options for investing using commercial borrowing, then you do for residential borrowing. The following tips will help you maintain your eligibility to borrow for longer, after stopping work. [Read more…]

More on Commercial Refurb: 4 Steps to Ensure Success

refurbishment2

IN PART 1, we covered the first two Steps required to make sure your refurbishment project is tailored to the building and to make sure it comes in on budget.

This article will now explore the next two things you need to fully address, to ensure your refurbishments are a success. [Read more…]

Residential and Commercial Property Cycles

.
Investment-Cycles

WHERE ARE WE right now? And what actually determines the Cycles for each sector?

As it happens, most people believe every sector is quickly affected by interest rate movements. Whereas, that’s not strictly true.

And where interest rates do have an effect … the actual timing of that also varies. [Read more…]

Commercial Refurbishments: 4 Steps to Ensure Success

refurbishment1

WHEN IT COMES to Commercial property refurbishments, it pays to take a close look at the existing building and give the clients more than they are expecting: more insight, more information and better value.

This article covers the first two (of four) key steps, which will make sure that your refurbishment goes smoothly. [Read more…]

More About Consent for Lease Assignments

Lease-Assignment-2

IN PART1, we considered assignment in the context of where the lease prohibits assignment absolutely or where the tenant cannot assign without the landlord’s consent (to be withheld in its absolute discretion).

This article considers assignment when the landlord cannot unreasonably withhold its consent. [Read more…]

Don’t Get Caught Out By This Unfortunate Tax Anomaly!

Tax-Anomoly

THERE IS A VERY poorly thought out anomaly in our tax system.

It affects families (in the main), retirees (call it a death tax) and other taxpayers alike — especially the NOT self-employed. [Read more…]

Landlord’s Consent for a Lease Assignment

Lease-Assignment-1

AS A COMMERCIAL PROPERTY landlord you have certain rights.

However, your ability to refuse consent to a lease assignment will depend on several factors.

[Read more…]

Buying Off The Plan: Developer and Sales Team Communication

Better-Communication

WHEN INVESTORS or owner occupiers purchase off the plan, they can often feel left in the dark throughout the construction process.

Clearly, it is important to keep your buyers informed, updated and as happy as possible… because the reputation of the Builder and Developer is what people remember.

At the same time, the project team can (and should) assist in providing some of the communication. [Read more…]

UPDATE: Immediate Write-off and Small Business Pooling

Write-offs

GREAT NEWS: The Australian Taxation Office (ATO) has made further changes to the rulings surrounding immediate write-off and pooling of small business assets.

If you’re a small business owner (and/or Commercial property investor) … read on to find out how these changes affect you. [Read more…]

Avoiding Those Costly Construction Issues with Commercial Property – Pt 2

BlameGame-2

IN PART 1, you read about the first few ways you can deal with construction issues as they arise.

Today we continue on from there — with 5 more tips to help you streamline the construction process and finalise your contingency plan. [Read more…]