Family Finances are being Stretched

With house prices solid or rising everywhere except in Sydney, household debt is now almost out of control.

In the late 1980s and early 1990s, you saw the highly-geared Business sector collapse as interest rates rose. But now, you’re finding it is households with the high levels of debt.

In 1990, households had (on average) borrowed only 65% of their disposable income. By 2005, that figure had rocketed to 155% of their annual disposable income. And today, it stands at nearly 170%.
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Understanding the Commercial Markets

You have seen strong growth and investor activity over the past 12 months; but neither of these have been very consistent — whether you look across the nation, or within each of the Commercial sectors.

Let’s take a quick look at each sector; and also consider the likely impact that further interest rate rises may have on your Investment Strategy.
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Economy tipped to enter new Golden Age

One of Australia’s leading economic forecasters has predicted a new golden age of growth for the economy as the problems of worker shortages and production bottlenecks are solved amid a continuing boom in demand for commodities.

Canberra-based consultancy Access Economics predicts Australia’s gross domestic product will soar 4.6 per cent in 2007, compared with just 2.9 per cent this year, representing the strongest annual growth rate since 1997-98.
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