Detect Hazardous Materials BEFORE Demolishing Begins

18 July, 2013 by Leave a Comment

HazardousMaterial

HAZARDOUS MATERIALS are found in a range of locations, forms and types of building structures; plus they are not just limited to Commercial projects. Unfortunately, they are widely spread through residential and public properties as well.

The identification process is the first step for anyone wishing to undertake alterations, demolition or disturbance of materials — which could be potentially harmful to workers, or the general public. And then, you need to quantify the cost of rectification; and what effect that will have upon your intended project.

3 Key Questions to ask … [Read more…]

Filed Under: *Expert Panel, Due Diligence, Industrial Sector, Market Sectors, Offices, Retail Sector Tagged With: , , , , , , , , , , ,

With Commercial Property Managers … What Should You Expect?

17 July, 2013 by Leave a Comment

.
Commercial-Property-Management

OF COURSE, everyone’s expectations will differ as to how your property should be managed. But over the years, my clients have provided a few clues. And these have been rather helpful in creating a simple checklist.

Good Property Management is the Key to Your SuccessAnd so once you’ve finally acquired a suitable Commercial property, any ongoing Management will need to make sure that … [Read more…]

Filed Under: *Expert Panel, Industrial Sector, Market Sectors, Offices, Opportunities, Property Insights, Property Management, Retail Sector, X~Factors, Your Exposure Tagged With: , , , , , , , , , , ,

How Does Property Depreciation Fit into Your SMSF Startegy?

16 July, 2013 by Leave a Comment

SMSF+Depn-Pt2

Self Managed Super Funds and Property Depreciation (Part 2)

IN THE FOLLOWING EXAMPLE, your SMSF owns a commercial warehouse purchased for $700,000 with a rental income of $1,200 per week … resulting in a total income of $62,400 per annum.

Expenses for the property such as interest, rates and management fees totalled $42,000. Therefore, the net earnings of this commercial property was $20,400.

Without claiming depreciation, your SMSF would have to pay 15% tax on the net earnings, which would result in a tax payment of $3,060. By claiming $14,500 in tax depreciation, the total earnings is reduced to $5,900 leaving the total tax payable of just $885. [Read more…]

Filed Under: *Expert Panel, Tax Depreciation Tagged With: , , , , , , , , , , ,

4 Key Tips for Couples Arranging Loans

11 July, 2013 by Leave a Comment

Loan-Approved

WHEN BORROWING against Residential or Commercial properties for investment, it is important to keep in mind the most effective ways of claiming tax benefits, if you wish to maximise the return from your investment.

This is particularly so, when the purchasers are couples — because working with the correct loan set-up can ensure the household tax burden is considerably reduced. [Read more…]

Filed Under: *Expert Panel, Economic Issues, Finance, Industrial Sector, Offices, Opportunities, Retail Sector, Using Debt, Your Exposure Tagged With: , , , , , , , , , , ,

How to Manage Those Fearsome Project Variations

3 July, 2013 by Leave a Comment

Variations
YOU THOUGHT you had negotiated a fixed-price contract for your planned building works, only to find yourself being progressively hit with expensive “Variations” as the construction phase progressed.

So, perhaps it is worth exploring how this comes about, in a little more detail.

What is a Variation? [Read more…]

Filed Under: *Expert Panel, Due Diligence, Your Exposure Tagged With: , , , , , , , , , , ,

Commercial Property and Your SMSF — Understand The True Benefits

2 July, 2013 by Leave a Comment

SMSF+Depn
Self Managed Super Funds & Property Depreciation (Part 1).

FOR MANY AUSTRALIANS, superannuation is one of the most important investments they have to help them save for the future. 


Although most people may choose professionally managed super funds, an emerging trend has seen a growing number of people who elect to set up a Self Managed Super Fund (SMSF).


A few Facts

According to the Australian Taxation Office (ATO): In the four years leading up to the 30 June 2012, the SMSF sector grew by $109 billion or 33 per cent. In dollar terms, this represents the strongest growing super sector. The SMSF sector contributed the largest proportion of overall growth with 42 per cent of the total growth in super assets.
 [Read more…]

Filed Under: *Expert Panel, Industrial Sector, Investment Opportunity, Market Sectors, Offices, Opportunities, Retail Sector, Tax Depreciation, Taxation Tagged With: , , , , , , , , , , ,

Never Cross Collateralize Your Loan Arrangements

27 June, 2013 by Leave a Comment

Cross-Collateralizing-2
Part 2: Proper Loan Structuring can give you Protection.

LAST TIME (in Part 1), you discovered why the banks should not be allowed to call the shots. And perhaps a couple more Case Studies will help to further explain that.

Let’s take a look at what happened “Kevin”

He was a very successful property investor who had an impressive portfolio, consisting of several residential and commercial properties.

Kevin was able to build this portfolio through a mixture of a good knowledge of the market, savvy negotiating skills, a high-income job with a resources company and, it has to be said, some luck in picking the trends.

Kevin’s problem was that he wanted to retire early — which is something someone of his net worth should easily be able to do. But he made one major mistake. [Read more…]

Filed Under: *Expert Panel, Economic Issues, Finance, Industrial Sector, Interest Rates, Market Sectors, Offices, Opportunities, Retail Sector, Your Exposure

Commercial Property Investors are Relishing the Current Drift

26 June, 2013 by Leave a Comment

.
Confusion
EVER SINCE Julia Gillard announced the September election in February … the ensuring political hiatus has meant almost everything (including our thinking) has simply been moving sideways.

Neither up, nor down … just drifting!

And that is completely understandable — because, when uncertainty reigns … people tend to do nothing.

What are the Experts saying? [Read more…]

Filed Under: *Expert Panel, Economic Issues, Global Scene, Industrial Sector, Investment Opportunity, Market Sectors, Offices, Opportunities, Property Insights, Stability Tagged With: , , , , , , , , , , , , ,

Maximise Your Tax Benefits on Commercial Property

20 June, 2013 by Leave a Comment

WomanPainting
WHEN INVESTORS purchase a Commercial property, they will often consider renovating the property after settlement. Especially, if it is an older property in need of a face-lift before tenanting.

By renovating your Commercial property, you can create additional equity and generate extra rent in the process. But the real benefit is that you can also claim thousands of dollars in depreciation deductions — whenever renovations are done to your property. [Read more…]

Filed Under: *Expert Panel, Industrial Sector, Offices, Retail Sector, Tax Depreciation Tagged With: , , , , , , , , , , ,

Due Diligence: 5 Key Issues to Verify + Questions to Ask!

19 June, 2013 by Leave a Comment

Due-Diligence
WHENEVER YOU embark upon a physical Due Diligence for any Commercial property, there are five key issues on which you should focus. And all of them need to be fully explored.

Depending on the size and type of the building, you may well require a more-detailed analysis. But for the time being, this will provide you with a basic checklist. [Read more…]

Filed Under: *Expert Panel, Due Diligence, Industrial Sector, Market Sectors, Offices, Retail Sector, Training Material, X~Factors Tagged With: , , , , , , , , , , , ,

Never Cross Collateralize Your Loan Arrangements

13 June, 2013 by Leave a Comment

Cross-Collateralizing
Part 1: Don’t be easily Swayed by your Bank.

A COMMON piece of advice given by mortgage brokers to Commercial property investors — at least, by astute brokers — is to keep securities for each loan separate. In other words, any form of Cross Collaterization (as it’s known) is to be avoided at all costs.

So, just what is Cross Collaterization; and why is it so bad?

Put simply, it is the combining of one mortgage registered against two or more properties (or sometimes even your business) as security. [Read more…]

Filed Under: *Expert Panel, Economic Issues, Finance, Global Scene, Industrial Sector, Market Sectors, Offices, Retail Sector Tagged With: , , , , , , , , , , , ,