May I take this opportunity of wishing you and your family all the very best for Christmas this year. And I will look forward to catching up with you, early in the New Year.
p=. 
As with previous years, I’ll be donating the usual cost of Christmas cards and postage equally between Melbourne City Mission and The Smith Family — to help brighten up a few more lives at this time of year.
It looks as though 2009 might be shaping up as a challenging year. But along with that you’ll start to see a number of solid opportunities emerge — which should help you to make it into a rather rewarding 12 months ahead.
Fond regards,
