![Retail challenges.](https://commercialpropertymadeeasy.com/assets/2010/12/Retail-challenges.png)
Retail challenges.
Having weathered the recent rate increases, consumer confidence seems to have risen just a measly 0.3% during November — according to the latest Westpac/Melbourne Institute consumer sentiment index.
Households still appear to prefer paying down debt, rather than spending — with Australia’s saving level hovering around a record 10.5% of its disposable income.
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