How The Royal Commission Will Affect Bank Lending


SINCE DECEMBER of last year, the Federal Government has been conducting a Royal Commission into the banking industry, as well as financial and superannuation services in general.

Some areas covered so far (relating to lending practices) have included commission structures for brokers and staff, as well as cash incentives being offered by banks. [Read more…]

Depreciation: The Rules May Change … But Your Goals Remain The Same


THOSE OF YOU considering the purchase of an investment property often ask whether a commercial or a residential property will provide them with more deductions in the form of depreciation.

As you will appreciate, there are many important factors an investor needs to be aware of – when making your choice between these two investment options. [Read more…]

Do You Understand Common Commercial Property Terms?

IT SURPRISES ME just how often I get asked to explain some of the more common terminology used with Commercial property.

For the experienced investor, this short article might seem a little ho-hum. Therefore, here is a link for you to download a rather comprehensive list of over 160 Common Terms Used by Commercial Property Investors.

[Read more…]

Why Do Politicians Pay Such Scant Regard to the Truth?


SURELY THE GENERAL PUBLIC aren’t that gullible? Maybe they are.

Everyone knows politicians tend to massage the truth to suit their purpose. However, it seams Bill Shorten is once again trying to mislead people – in much the same way as he did with the “Medi-scare” campaign, in the lead up to the last election. [Read more…]

The 9 Experts You Need on Your Investment Team


AS YOU HAVE gathered, BMT’s main focus is helping investors claim maximum property depreciation deductions. Yet as Chris Lang recommends, we also recognise the importance for property investors to have their own team of trusted experts in place. [Read more…]

Latest Information on the CBD Office Scene


LAST WEEK, the Property Council of Australia released its 6-monthly update on the national Office Market to January 2018. And a few interesting things emerged. [Read more…]

The Importance of Due Diligence When Buying Commercial Property


FIRSTLY, LET’S DEFINE what Due Diligence really means. And then, you need to understand when you should actually consider an in-depth Due Diligence study. [Read more…]

New Depreciation Legislation for Australian Property Investors


IN ONE OF THE most dramatic changes to property depreciation legislation in more than 15 years, Parliament has passed the Treasury Laws Amendment (Housing Tax Integrity) Bill 2017 as at Wednesday 15th November 2017, with the Bill now legislation. [Read more…]

Pop-up Shops are Becoming Far More Common


THE RETAIL LANDSCAPE is altering and evolving – being partially driven by the changing expectations, wants and needs of today’s consumers. And the rise of the ‘pop-up’ shop is one example of this. [Read more…]

How the Economic Machine Really Works

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MY BACKGROUND TRAINING is as an economist. And yet, trying to explain such things in an easy-to-understand way can often prove rather difficult.

Australia has been more fortunate than most countries emerging from the GFC. And yet, there seems to be a certain complacency regarding our economic well-being. [Read more…]

Tenancies, Leases, Business Types … How They Relate To Your Loan Applications

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IN COMPARISON to the residential market, lending applications for commercial investment loans require a far greater scrutiny on the reliability of income from the property itself, often more so than that placed on the actual borrower.  [Read more…]