What are commercial plant and equipment depreciation deductions?

WHEN YOUR SPECIALIST QUANTITY SURVEYOR tells you that you can claim depreciation on almost anything, they mean it. [Read more…]

When Buying … Why Would You Accept a Passing Yield Lower Than Market Level?

ON THE FACE OF IT … there’s no logical reason why you would.

Unless of course, you were intending to occupy the property when the current lease expires. In which case, the initial low rental is really of little (or no) importance to you. [Read more…]

Looking at Commercial Property Post-COVID

CLEARLY, THE WINNER throughout 2020 has been warehousing and logistics – due to the massive surgeon online shopping, during the pandemic. And hopefully, that will eventually flow on to bricks-and-mortar retailing.

The other impact of online shopping has been the increased demand for cloud computing and information storage. And in turn, this has seen growth in demand for data centres. [Read more…]

Why Choose Commercial Property Over Residential?

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Commercial

OBVIOUSLY, THIS IS the question every residential investor asks … whenever they are considering the transition across to Commercial property.

However, you will quickly discover the reasons are rather compelling. [Read more…]

What Can You Do When Your Tenant Leaves?

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Empty-Office

THE FIRST THING you need to do is come up with some creative ways to address this … AND still maintain your sanity, at the same time.

But no matter what your approach may be, there are several things you always need to do. [Read more…]

7 Ways to Add Value, Fast

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Upgrading your property
COMMERCIAL PROPERTIES are mainly seen as a longer-term (at least 3-year) investment. And you tend to buy them for their regular, high yields; as well as for some good capital growth over time.

Even so, an investor with a little knowledge and experience can easily find properties able to be “upgraded” and then, on-sold for a quick gain.

Typically, this would involve you in improving the income stream from your property; and perhaps the security of that income. Both of which would result in a boost to the property’s overall appeal AND value.

Your Options for a Fast Turnaround [Read more…]

The Very Serious Taxation Consequences of Having a Non-Complying SMSF

SMSF-2

IN PART 1, you discovered the main breaches that lead to non-compliance. This article outlines the very ugly tax consequences of being labelled non-compliant by the ATO.

Taxation Penalties

SMSFs are subject to income tax but receive concessional treatment — provided they are complying funds.

A complying SMSF’s assessable income is generally taxed at a rate of 15%. BUT for a non-complying fund the rate is 45%. [Read more…]

Floor Loading Traps: Part 2

Floor-Loading2

IN PART 1, you saw how changing the use of a property can affect the loading requirements — and what it can cost you.

Read on to find out who is actually responsible for determining floor loading, Australian Standards, and how to protect yourself. [Read more…]

Getting All The Adjustments Correct at Settlement

Settlement

IN THE CONVEYANCING stage, before settlement, the vendor and purchaser adjust the purchase price to deal with the following matters:

  • Periodic payments of all statutory outgoings (such items as council rates, water rates and land tax); plus …
  • Rent and outgoings payable by a tenant under a lease. [Read more…]

Part 2: More About Your Loan Security

Loan-Security-2

IN THE LAST article, you read about two different types of security that lenders can take other than the mortgage. They were “Fixed and Floating Charges” and “Personal Guarantees”.

However, there are a few other forms of security that you should be aware of before entering into any agreements. Read on to find out more. [Read more…]

What Creates Security for Your Loan?

Loan-Security

WHEN YOU TAKE out a property secured loan, you understand that a lender will register a mortgage against the property that is being secured.

However, typically, when you read through actual loan agreements, the mortgage is just one part of the security that is taken.

In this article, we will be looking at some of the other types of security that lenders will typically request when applying for a loan. [Read more…]